Vanliga frågor och svar om lån från Almi

You can be both a new or an established business owner. You can apply for a loan from Almi if you run, or plan to start, a company that is registered in Sweden, has up to 250 employees and an annual turnover of no more than EUR 50 million, or a balance sheet total of up to EUR 43 million.

To use Almi’s services, you need to have a residence permit, be an EU or EEA citizen with right of residence, or be a Nordic citizen.

Almi’s loans are aimed at companies with a business idea that has the potential to develop, grow or transition. You don’t need to have an existing relationship with a bank before applying – Almi often complements bank financing and can take a higher risk than banks normally do.

Private individuals cannot apply for loans from Almi.

No, you can submit your application even if the company is not yet registered. However, the company must be registered before any approved loan can be paid out.

No, Almi only lends to companies. The loans are intended for investments that develop a business, so you need to have or start a company in order to apply. If you need to finance something privately, such as share capital, you need to take out a private loan from a bank or another private lender.

To submit a loan application to Almi, you need BankID, Mobile BankID or an electronic ID from Telia. If you don’t have an electronic ID, you need to obtain one in order to log in and sign your application securely. Unfortunately, we cannot accept applications without electronic identification.