Vanliga frågor och svar om lån från Almi
What can I use the loan for?
Can I borrow to finance share capital?
No, share capital is considered the owner’s own investment. If you need to finance share capital, you must take out a private loan. Almi only lends to companies.
Can I borrow to repay other loans?
No. Refinancing is not part of Almi’s mandate. The loans are intended for forward-looking investments that develop the business, not for repaying existing credits.
Can I borrow to acquire a company?
Yes, Almi can participate in the financing of a company acquisition. For smaller capital needs of up to SEK 250,000, Almi can in some cases finance the entire amount. For larger needs, co-financing is required, for example through equity, a bank loan or a private investor.
Exactly how much Almi can finance depends on the risk in the transaction.