Vanliga frågor om Tillväxtlån
Interest rates, collateral and terms
How does the interest rate work for Growth Loan from Almi?
The interest rate for Growth Loan is set individually, based on the level of risk in your company and the portion of the investment financed by Almi.
In many cases, Almi’s participation is a prerequisite for a bank or another financier to take part in the deal. By complementing the financing and taking on higher risk, Almi helps enable investments that might otherwise not be possible.
This is also why Almi’s interest rates are normally around 2–3 percentage points higher than those of banks.
What collateral is required for Growth Loan from Almi?
Collateral requirements vary depending on the company’s situation and the nature of the investment.
Typically, a business mortgage is combined with a limited personal guarantee. Your advisor will review what collateral is required based on your company’s conditions.
What is the repayment period for Growth Loan from Almi?
The repayment period for Growth Loan ranges from a minimum of 12 months up to 84 months.
The term is adapted to what you are financing and your company’s ability to repay the loan. Your advisor will help you set up a repayment plan that is reasonable and sustainable for your business.