Vanliga frågor om Innovationslån

An Innovation Loan ranges from a minimum of SEK 50,000 to a maximum of SEK 500,000.

In many cases, the loan amount is around SEK 300,000, but the exact amount is determined based on an overall assessment of the project’s needs, risk level and your company’s repayment capacity.

How the financing is shared between Almi and other parties depends on the project phase, level of uncertainty and whether additional financing is required.

Yes, Innovation Loan requires co-financing. Almi can finance up to 50 percent of the estimated project cost.

The structure of the co-financing depends on the loan amount and the phase of the project. For lower loan amounts, part of the co-financing may, in some cases, consist of your own work in the project.

For loan amounts above SEK 300,000, at least half of the co-financing must be in the form of capital, such as equity, bank financing or other external funding.

Your advisor will review what is relevant for your specific project and help you find a reasonable financing solution.