Vanliga frågor om Innovationslån

You apply via Almi’s digital loan application service using BankID.

After submitting your application, an advisor will contact you to review your idea, the phase the innovation is in, and which type of financing is most suitable. Innovation projects usually require more detailed documentation than traditional loans, due to the higher level of risk.

The required documentation varies depending on the stage of your project.

Common documentation includes:

• a description of the innovation and what makes it new or unique
• a development plan and timeline
• a budget and financing plan
• a description of the market and business model
• prototypes, test results or early verifications, if available
• financial statements or budgets, as well as interim and comparative figures, if available

The more complete the picture of your project, the faster Almi can make its assessment.

Processing time is normally around 3–4 weeks from the moment the application is complete.

For innovation projects, which are often more complex, processing may sometimes take longer. Your advisor will contact you if additional information is required.