Vanliga frågor om Innovationslån

The interest rate is set individually based on the risk level of your project and your company’s repayment capacity.

Because innovation projects often involve greater uncertainty than traditional investments, the interest rate may be slightly higher. 

Collateral requirements vary depending on the project’s risk and the company’s situation.

Often, a combination of a business mortgage and a limited personal guarantee is used. However, innovation projects often allow for greater flexibility, as tangible assets may be limited in early stages. Your advisor will assess what is reasonable for your company and your project.

The repayment period for Innovation Loan is usually between 3 and 5 years, but it can be adapted to the development phases of the project.

The maximum possible repayment period is 96 months (8 years). Since innovations often take time before generating revenue, the repayment plan can be structured to match the project’s expected time to market.