Micro Loan is a smaller loan for micro-enterprises and sole traders in Sweden — that is, businesses with up to nine employees and an annual turnover or balance sheet total below EUR 2 million — who may find it difficult to access credit.

The loan is used for forward-looking initiatives in the business and comes with simpler collateral requirements, making it a good option at an early stage or when the capital need is limited.

Micro Loan is a good option when you want to make a smaller investment to get started, test something new or take the next step in your business.

The loan is suitable, for example, if you want to invest in equipment, develop a service, strengthen your digital presence, test a new market or improve your company’s liquidity.

Micro Loan has simpler collateral requirements and normally does not require co-financing, making it an accessible option even when a bank is unable to help. At the same time, you receive dialogue and support that strengthen your company’s finances and long-term development.