Business Loan

– loans for small and medium-sized businesses in all industries

What is the Business Loan?

Almi’s Business Loan complements your overall financing solution. In most cases, we co-finance together with your bank.

What can the loan be used for?

The Business Loan is Almi’s broad loan option, suitable for most purposes. For example, you might need to borrow money for a marketing initiative, an investment, or the purchase of an existing business.

We don’t set any formal restrictions on how the loan should be used – instead, we listen to your company’s specific needs and circumstances.

You get more than just a loan

When you take out a loan with Almi, you also receive a sustainability dialogue and a financial review of your business – at no extra cost. Why?

To stay relevant in the future

Customers, partners and the planet are placing greater demands on businesses. Showing that you work with sustainability might be the very reason why customers choose your business.

To improve profitability

By understanding the link between your profit and loss statement, balance sheet and cash flow, you gain better control of your profitability.

To help you prioritise wisely

With greater insight into how different goals and actions impact your business finances, you can ensure the loan is used where it makes the most impact.

Apply for a loan

Multiple loan types – one application

If you have a clear financing need, go ahead and fill out a loan application! If you’d like to speak with us first, fill in the form at the bottom of the page – we’ll get in touch shortly. Apply for a loan (form in Swedish) >>

Business Loan – key facts

Target group: Swedish small and medium-sized businesses.

Amount: No upper limit. The loan amount is based on Almi’s financial assessment of the business idea’s viability, the management team's competence, and the company’s repayment ability.

Term: Typically 2–5 years.

Security: Usually a business mortgage and a limited personal guarantee.

Financing level: Almi’s share of the financing is adjusted based on your total loan needs and takes other co-financing into account. Co-financing can come from owners, private individuals, banks or other external investors. In most cases, Almi finances 30–50 percent of the total capital requirement.