Business Loan

A flexible loan for established companies looking to invest in development and growth.

What is the Business Loan?

Almi’s Business Loan complements your overall financing solution. In most cases, we co-finance together with your bank.

What can the loan be used for?

The Business Loan is Almi’s broad loan option, suitable for most purposes. For example, you might need to borrow money for a marketing initiative, an investment, or the purchase of an existing business.

We don’t set any formal restrictions on how the loan should be used – instead, we listen to your company’s specific needs and circumstances.

You get more than just a loan

When you take out a Green loan, you don’t just get financing — you also get dialogue around your company’s finances, priorities and long-term development.

To stay relevant in the future

Customers, businesses and the planet are placing higher demands on companies. Being able to demonstrate your sustainability efforts may be the reason customers choose your company over others.

To increase profitability

Understanding how your income statement and balance sheet are connected — and how they affect cash flow — makes it easier to stay in control of your profitability.

To prioritise the right things

With a clearer understanding of how different goals and actions impact your company’s finances, you can ensure that the loan is used where it creates the most value.

Apply for a loan

Multiple loan types – one application

If you have a clear financing need, go ahead and fill out a loan application! If you’d like to speak with us first, fill in the form at the bottom of the page – we’ll get in touch shortly. Apply for a loan (form in Swedish) >>

Business Loan – key facts

Target group: Swedish small and medium-sized businesses.

Amount: No upper limit. The loan amount is based on Almi’s financial assessment of the business idea’s viability, the management team's competence, and the company’s repayment ability.

Term: Typically 2–5 years.

Security: Usually a business mortgage and a limited personal guarantee.

Financing level: Almi’s share of the financing is adjusted based on your total loan needs and takes other co-financing into account. Co-financing can come from owners, private individuals, banks or other external investors. In most cases, Almi finances 30–50 percent of the total capital requirement.