You apply easily via Almi’s digital loan application service using BankID. After submitting your application, an advisor will contact you to schedule a needs-based meeting. During the meeting, you will review your company and your plans, discuss which financing solution is most suitable, and identify the documentation needed for the credit assessment.

The documentation required depends on whether your company has completed financial statements.

If your company has financial statements, you should attach:

• a budget
• the most recent annual financial statements
• current interim figures
• preferably comparative figures from the same period in the previous year

If your company does not yet have financial statements, you should attach:

• a budget
• interim figures, if available
• preferably comparative figures

The more complete your application is, the faster we can process it.

The processing time is normally around 3–4 weeks from the moment your application is complete. The time may vary depending on your company’s situation and whether additional information is required.