Vanliga frågor om Exportlån

Interest rates, collateral and terms

How does the interest rate work for Export Loan from Almi?

The interest rate for Export Loan is set individually, based on the level of risk in your company and the portion of the investment financed by Almi.

In many cases, Almi’s participation is a prerequisite for a bank or another financier to take part in the deal. By complementing the financing and taking on higher risk, Almi helps enable investments that might otherwise not be possible. This is also why Almi’s interest rates are normally around 2–3 percentage points higher than those of banks.

What collateral is required for Export Loan from Almi?

Export Loan is usually secured with a business mortgage and a limited personal guarantee. The collateral is adapted to your company’s situation and the nature of the project. Your advisor will review what is reasonable based on your application.

What is the repayment period for Export Loan from Almi?

Export Loan normally has a repayment period of approximately 2–5 years, adapted to what you are financing and your company’s ability to repay the loan. Your advisor will help you set up a repayment plan that fits your company’s situation.