Green loan from Almi
- when you're about to make a green investment
What is the Green Loan?
Almi’s Green Loan is designed to support the green transition in small and medium-sized businesses.
The loan can be used for green investments that contribute to the EU’s environmental objectives.
The Green Loan is part of Almi’s broader sustainability services, offering financing for environmentally responsible initiatives that help future-proof your business.
What can the loan be used for?
The purpose of Almi’s Green Loan is to encourage environmentally sustainable investments that contribute to one or more of the six environmental objectives in the EU taxonomy.
To be classified as sustainable, the investment must meet one of the sustainability criteria defined by the European Commission in cooperation with the European Investment Fund.
Examples of eligible investments include:
- Replacing appliances with more energy-efficient models
- Installing solar panels
- Installing electric vehicle charging stations
- Replacing existing technology, equipment or machinery with more energy-efficient alternatives
You get more than just a loan
When you take out a loan with Almi, you also receive a sustainability dialogue and a financial review of your business – at no extra cost. Why?
Customers, partners and the planet are placing greater demands on businesses. Showing that you work with sustainability might be the very reason why customers choose your business.
By understanding the link between your profit and loss statement, balance sheet and cash flow, you gain better control of your profitability.
With greater insight into how different goals and actions impact your business finances, you can ensure the loan is used where it makes the most impact.
Favourable conditions
Thanks to a guarantee from the European Investment Fund, the Green Loan comes with more beneficial terms compared to Almi’s standard loans.
This includes:
- Longer loan term
- Initial grace period (no repayments)
- Lower interest rate
Almi is a government-owned organisation with no profit interest of its own, focusing entirely on small and medium-sized enterprises.
Our loans are complementary to the market. This means we don’t compete with banks or private financiers – instead, we often work in partnership with you and your bank.
Funded by the European Union
Financing through the Green Loan is granted with support from the European Union under the InvestEU Fund.
InvestEU was established to support the EU’s policy goals, including competitiveness, growth, employment, and sustainability.
Good to know
Understanding loans at AlmiHere you’ll find key information about who can apply, how to prepare, and what the process looks like.
You can also contact us
Would you like to speak with one of our advisers about your business and explore the best solution for your situation?
Fill in the form below and we’ll get in touch shortly to book a time that suits you – either online or in person.
The meeting is completely free of charge, and there’s no obligation – just a step towards sustainable growth.