Who can apply for an Almi loan?
Business loans for small and medium-sized enterprises
Our loans are available to businesses across all industries with up to 250 employees and an annual turnover not exceeding EUR 50 million, or total assets of no more than EUR 43 million.
The starting point is that you are unable to meet your full capital needs elsewhere – for example, through your bank – and require an additional financier.
We have extensive experience in assessing the viability of business ideas and their potential for development and profitability. Every business we meet is evaluated individually, taking multiple factors into account.
We consider both the company’s history and current situation, while also looking ahead to simulate future scenarios. We assess both the entrepreneur’s and the company’s ability to develop the business idea and reach set goals.
Almi is committed to responsible and sound lending. This means that our advice includes making sure the loan matches your needs and repayment capacity. Almi is a government-owned company with no profit motive, focusing on small and medium-sized enterprises.
You are always welcome to submit your application!
We always carry out Customer Due Diligence
As a financial institution, Almi is required to assess the risk of our services being misused for money laundering or the financing of terrorism. That’s why, by law, we need to know who you are as a customer. We will ask questions about you and your business, whether you are politically active, or if you have business relationships with certain countries.
These questions are asked of all customers, and your answers are always handled in accordance with the Swedish Secrecy Act (1994:77).
You get more than just a loan
When you take out a loan with Almi, you also receive a sustainability dialogue and a financial review of your business – at no extra cost. Why?
Customers, partners and the planet are placing greater demands on businesses. Showing that you work with sustainability might be the very reason why customers choose your business.
By understanding the link between your profit and loss statement, balance sheet and cash flow, you gain better control of your profitability.
With greater insight into how different goals and actions impact your business finances, you can ensure the loan is used where it makes the most impact.
Our business loans
Loans and financingOur loans are designed to complement the market. This means we don’t compete with banks or private lenders – instead, we often collaborate with you and your bank.
You can also contact us
Would you like to speak with one of our advisers about your business and explore the best solution for your situation?
Fill in the form below and we’ll get in touch shortly to book a time that suits you – either online or in person.
The meeting is completely free of charge, and there’s no obligation – just a step towards sustainable growth.