Who can apply for an Almi loan?
Business loans for small and medium-sized enterprises
Our loans are available to businesses across all industries with up to 250 employees and an annual turnover not exceeding EUR 50 million, or total assets of no more than EUR 43 million.
The starting point is that you are unable to meet your full capital needs elsewhere – for example, through your bank – and require an additional financier.
We have extensive experience in assessing the viability of business ideas and their potential for development and profitability. Every business we meet is evaluated individually, taking multiple factors into account.
We consider both the company’s history and current situation, while also looking ahead to simulate future scenarios. We assess both the entrepreneur’s and the company’s ability to develop the business idea and reach set goals.
Almi is committed to responsible and sound lending. This means that our advice includes making sure the loan matches your needs and repayment capacity. Almi is a government-owned company with no profit motive, focusing on small and medium-sized enterprises.
You are always welcome to submit your application!
We always carry out Customer Due Diligence
As a financial institution, Almi is required to assess the risk of our services being misused for money laundering or the financing of terrorism. That’s why, by law, we need to know who you are as a customer. We will ask questions about you and your business, whether you are politically active, or if you have business relationships with certain countries.
These questions are asked of all customers, and your answers are always handled in accordance with the Swedish Secrecy Act (1994:77).
You get more than just a loan
When you take out a Green loan, you don’t just get financing — you also get dialogue around your company’s finances, priorities and long-term development.
Customers, businesses and the planet are placing higher demands on companies. Being able to demonstrate your sustainability efforts may be the reason customers choose your company over others.
Understanding how your income statement and balance sheet are connected — and how they affect cash flow — makes it easier to stay in control of your profitability.
With a clearer understanding of how different goals and actions impact your company’s finances, you can ensure that the loan is used where it creates the most value.
Our business loans
Loans and financingOur loans are suitable for companies planning forward-looking investments. There are different loan options depending on where you are today and what you want to achieve. Learn more about the different types of business loans we offer.
You can also contact us
Would you like to speak with one of our advisers about your business and explore the best solution for your situation?
Fill in the form below and we’ll get in touch shortly to book a time that suits you – either online or in person.
The meeting is completely free of charge, and there’s no obligation – just a step towards sustainable growth.